Financial Stability Resources
Cash assistance, tax preparation, banking services, debt counseling, and emergency financial aid programs.
Cash Assistance Programs
TANF (Temporary Assistance for Needy Families)
Monthly cash assistance for families with children. Also provides job training, childcare assistance, and transportation help.
Eligibility: Very low-income families with children under 18
Contact: Your local Department of Social Services
SSI (Supplemental Security Income)
Monthly payments for people who are 65 or older, blind, or have a disability and have limited income and resources.
Eligibility: Age 65+, blind, or disabled with limited income/assets
Contact: Social Security Administration 1-800-772-1213
General Assistance
State or county programs providing cash assistance to low-income adults who do not qualify for other programs. Varies significantly by location.
Eligibility: Varies by state/county
Contact: County social services office
Tax Assistance
VITA (Volunteer Income Tax Assistance)
Free tax preparation services for people who generally make $64,000 or less, persons with disabilities, and limited English speakers.
Eligibility: Income under $64,000
Contact: IRS.gov/VITA or call 211
Earned Income Tax Credit (EITC)
A refundable tax credit for low to moderate income working individuals and families. Can provide significant refunds even if you owe little or no tax.
Eligibility: Working individuals/families with low to moderate income
Contact: Claim when filing taxes or use IRS EITC Assistant
Financial Counseling
Credit Counseling Services
Non-profit agencies offer free or low-cost budgeting help, debt management plans, and financial education to help you get back on track.
Eligibility: Open to all
Contact: NFCC.org or call 1-800-388-2227
Bank On Programs
Help people without bank accounts access safe, affordable checking accounts. Connects unbanked individuals with banking services.
Eligibility: Unbanked or underbanked individuals
Contact: JoinBankOn.org