Information about financial assistance programs
Quality childcare is expensive, often costing more than rent or college tuition. But assistance programs can help make childcare affordable so you can work or attend school. Child Care and Development Fund (CCDF) This federal program provides childcare subsidies to low-income families who are working or in education/training. Benefits go directly to childcare providers, and…
The Earned Income Tax Credit (EITC) is one of the most powerful anti-poverty programs in America, yet millions of eligible families do not claim it. This refundable credit could put thousands of dollars in your pocket. Who Qualifies? You must have earned income from work Income limits depend on filing status and number of children…
Community Action Agencies (CAAs) are nonprofit organizations that fight poverty at the local level. They offer a wide range of services and can connect you with resources you might not know exist. Services Commonly Offered Emergency assistance (rent, utilities, food) LIHEAP energy assistance Head Start early childhood education Weatherization programs Housing counseling Job training and…
Losing your job is stressful, but unemployment insurance can help bridge the gap while you search for new work. Here is everything you need to know about filing for benefits. Eligibility Requirements Lost your job through no fault of your own (layoffs, reduction in force) Worked and earned enough wages in the past year (varies…
Drowning in debt can feel hopeless, but you do not have to figure it out alone. Nonprofit credit counseling agencies offer free or low-cost help to get your finances back on track. What Credit Counselors Do Review your complete financial situation Help create a realistic budget Negotiate with creditors on your behalf Set up debt…
If you served in the military, you may qualify for a wide range of benefits – from healthcare to education to housing assistance. Many veterans do not realize all the programs available to them. Here is an overview of key benefits. VA Healthcare The VA provides comprehensive healthcare including primary care, mental health services, specialty…
Temporary Assistance for Needy Families (TANF) provides cash assistance and supportive services to low-income families with children. If you are struggling to meet basic needs, TANF could provide critical support. Who Qualifies for TANF? Families with children under 18 (or 19 if in school) Very low income (limits vary by state) U.S. citizens or qualified…
The cost of prescription medications forces many Americans to skip doses or choose between medicine and other necessities. But help is available. Here are proven ways to get the medications you need at prices you can afford. Patient Assistance Programs (PAPs) Most major drug manufacturers offer free or reduced-cost medications to people who cannot afford…
Supplemental Security Income (SSI) provides monthly cash benefits to elderly, blind, or disabled people with limited income and resources. Understanding how to apply successfully can help you access benefits you deserve. Who Qualifies for SSI? Adults 65 or older with limited income and resources Adults or children who are blind Adults or children with a…
When an unexpected crisis hits – a car breakdown, medical emergency, or job loss – emergency assistance funds can help bridge the gap. Here is where to find help when you need it fast. Community Organizations Salvation Army: Emergency financial assistance for rent, utilities, and other needs Catholic Charities: Helps people of all faiths with…
