CHIP: Health Insurance for Children in Working Families
The Children’s Health Insurance Program (CHIP) provides low-cost health coverage for children in families that earn too much to qualify for Medicaid but cannot afford private insurance. Millions of children receive coverage through CHIP.
Who Qualifies?
- Children under age 19
- Family income above Medicaid limits but below CHIP limits (varies by state)
- Many states cover children in families earning up to 200-300% of poverty
- Must be uninsured (not covered by employer insurance)
What CHIP Covers
- Doctor visits and check-ups
- Immunizations
- Hospital care
- Dental and vision care
- Mental health services
- Prescriptions
How to Apply
Apply online at Healthcare.gov, through your state’s Medicaid website, or by calling 1-877-KIDS-NOW (1-877-543-7669). You can apply any time of year.
