Unemployment Benefits: A Complete Guide to Filing Your Claim
Losing your job is stressful, but unemployment insurance can help bridge the gap while you search for new work. Here is everything you need to know about filing for benefits.
Eligibility Requirements
- Lost your job through no fault of your own (layoffs, reduction in force)
- Worked and earned enough wages in the past year (varies by state)
- Able and available to work
- Actively searching for new employment
How to File
File online through your state’s unemployment website or by phone. You will need your Social Security number, work history for the past 18 months, and bank account information for direct deposit. File as soon as possible – there is typically a waiting week before benefits begin.
Weekly Certification
You must certify each week that you are still unemployed and looking for work. Report any income earned, including part-time work. Missing certifications will delay or stop your payments.
How Much Will You Receive?
Benefits are typically about 50% of your previous wages, up to a state maximum. Most states provide benefits for up to 26 weeks, though this varies.
