Medicare Savings Programs: Lower Your Healthcare Costs
If you have Medicare but struggle with premiums, deductibles, and copays, Medicare Savings Programs can help. These state-run programs pay some or all of your Medicare costs.
Types of Programs
- QMB: Pays Part A & B premiums plus deductibles and copays
- SLMB: Pays Part B premium
- QI: Pays Part B premium for slightly higher income levels
- QDWI: Pays Part A premium for disabled workers
Who Qualifies?
Income and asset limits vary by program and state. Generally, you may qualify with income up to about 135% of poverty level. Qualifying for a Medicare Savings Program also automatically qualifies you for Extra Help with prescription drug costs.
How to Apply
Contact your state Medicaid office or your local State Health Insurance Assistance Program (SHIP) for help applying. You can find your SHIP at ShipHelp.org.
