Emergency Rental Assistance Programs Still Available: What You Need to Know
Falling behind on rent can be terrifying. The good news is that emergency rental assistance programs continue to operate across the country, helping tenants stay housed. Here is what you need to know about accessing these critical funds.
What Emergency Rental Assistance Covers
Most emergency rental assistance programs can help with:
- Past-due rent payments (often up to 12-15 months)
- Current month rent
- Future rent payments (typically up to 3 months)
- Utility bills and arrears
- Other housing-related costs in some programs
Who Qualifies?
While requirements vary by program, most require:
- Household income at or below 80% of Area Median Income (many prioritize those below 50%)
- Demonstrated financial hardship
- Risk of housing instability or homelessness
- Rental obligation (lease or informal arrangement)
Where to Find Help
State and Local Programs: Many states continue to operate ERA programs with remaining federal funds. Contact your state housing authority or search for “[your state] emergency rental assistance.”
Community Action Agencies: Local CAAs often administer rental assistance. Find yours at communityactionpartnership.com.
Nonprofit Organizations: Groups like Catholic Charities, Salvation Army, and St. Vincent de Paul provide rental help in many areas.
211: Call or text 211 to be connected with local resources specific to your area.
How to Apply Successfully
- Apply to multiple programs simultaneously – they often have different funding sources
- Include your landlord in the process early – many programs require landlord participation
- Gather all documents before starting (ID, lease, income proof, utility bills)
- Follow up regularly on your application status
- Be responsive to requests for additional information
If you are behind on rent, do not wait until you receive an eviction notice. Reach out for help now while programs still have funds available. The sooner you apply, the better your chances of getting assistance.
