Section 8 Housing Vouchers: Everything You Need to Know
Section 8 Housing Choice Vouchers help low-income families afford decent housing in the private rental market. While waiting lists can be long, understanding how the program works puts you in the best position to get help.
How Section 8 Works
With a voucher, you find your own housing in the private market. The housing authority pays a portion of your rent directly to the landlord. You pay the difference, typically 30% of your adjusted income. You can choose any housing that meets program standards and where the landlord accepts vouchers.
Eligibility Requirements
- Income at or below 50% of area median income (AMI)
- Priority given to extremely low-income families (below 30% AMI)
- U.S. citizenship or eligible immigration status
- Pass background screening (requirements vary)
How to Apply
Contact your local Public Housing Authority (PHA) to apply. Many have waiting lists that only open periodically, so check frequently. When the list opens, apply immediately and provide all requested documentation.
Tips for Success
- Apply to multiple PHAs if possible – each has its own list
- Keep your contact information updated with the PHA
- Respond immediately to any correspondence
- Start searching for landlords who accept vouchers before yours arrives
- Consider areas with more available voucher housing
While wait times can be years in some areas, getting on the list is the first step. The sooner you apply, the sooner you could receive help.
