Information about financial assistance programs
Losing your job is stressful, but unemployment insurance can help bridge the gap while you search for new work. Here is everything you need to know about filing for benefits. Eligibility Requirements Lost your job through no fault of your own (layoffs, reduction in force) Worked and earned enough wages in the past year (varies…
Drowning in debt can feel hopeless, but you do not have to figure it out alone. Nonprofit credit counseling agencies offer free or low-cost help to get your finances back on track. What Credit Counselors Do Review your complete financial situation Help create a realistic budget Negotiate with creditors on your behalf Set up debt…
If you served in the military, you may qualify for a wide range of benefits – from healthcare to education to housing assistance. Many veterans do not realize all the programs available to them. Here is an overview of key benefits. VA Healthcare The VA provides comprehensive healthcare including primary care, mental health services, specialty…
Temporary Assistance for Needy Families (TANF) provides cash assistance and supportive services to low-income families with children. If you are struggling to meet basic needs, TANF could provide critical support. Who Qualifies for TANF? Families with children under 18 (or 19 if in school) Very low income (limits vary by state) U.S. citizens or qualified…
The cost of prescription medications forces many Americans to skip doses or choose between medicine and other necessities. But help is available. Here are proven ways to get the medications you need at prices you can afford. Patient Assistance Programs (PAPs) Most major drug manufacturers offer free or reduced-cost medications to people who cannot afford…
Supplemental Security Income (SSI) provides monthly cash benefits to elderly, blind, or disabled people with limited income and resources. Understanding how to apply successfully can help you access benefits you deserve. Who Qualifies for SSI? Adults 65 or older with limited income and resources Adults or children who are blind Adults or children with a…
As temperatures drop and heating bills rise, millions of families struggle to keep the lights on and the heat running. The Low Income Home Energy Assistance Program (LIHEAP) provides crucial help for households that cannot afford their energy costs. What LIHEAP Covers Winter heating assistance payments Summer cooling assistance Year-round bill payment assistance Energy crisis…
If you are struggling to put food on the table, SNAP (Supplemental Nutrition Assistance Program) can provide critical support. Formerly known as food stamps, SNAP helps millions of Americans afford groceries each month. Here is everything you need to know about applying for SNAP benefits in 2025. Who Qualifies for SNAP? Eligibility is based on…
When you are living paycheck to paycheck, budgeting might seem pointless. But having a budget is actually most important when money is tight – it helps you see exactly where your money goes and find places to cut back. Start With What You Know Write down your monthly income from all sources: Wages and salaries…
The Low Income Home Energy Assistance Program (LIHEAP) helps millions of households pay their heating and cooling bills each year. Here is what you need to know to apply. What Does LIHEAP Cover? Heating bill assistance (winter) Cooling bill assistance (summer) Energy crisis intervention (disconnection prevention) Weatherization and energy-related home repairs Who Is Eligible? Eligibility…
