Step-by-step guides for accessing resources
Having a criminal record creates barriers to employment, but many employers now embrace second-chance hiring. Here are resources to help you find work and rebuild your life. Second Chance Employers Many major companies have committed to fair-chance hiring, including Walmart, Home Depot, Target, JPMorgan Chase, and many others. Some specifically recruit people with records. Research…
When your grocery budget does not stretch far enough, food pantries can help fill the gap. These community resources provide free food to anyone in need, often with no questions asked. Here is how to find help in your area. Finding Food Pantries Near You Feeding America: Visit FeedingAmerica.org/find-your-local-foodbank to search by ZIP code 211:…
The Health Insurance Marketplace offers plans for individuals and families who do not have employer coverage. With subsidies available, coverage may be more affordable than you think. When to Enroll Open Enrollment runs from November 1 to January 15 each year. You can also enroll during Special Enrollment Periods triggered by life events like losing…
Medicaid provides free or low-cost health coverage to millions of Americans. With expanded eligibility in many states, more people qualify than ever before. Here is how to find out if you are eligible. Who Qualifies for Medicaid? Medicaid eligibility varies by state, but you may qualify if you are: A low-income adult (in expansion states,…
Back-to-school season puts extra pressure on family budgets. Fortunately, many programs help with school supplies, backpacks, and clothing so your children can start the year prepared. Where to Find Help Salvation Army: Hosts back-to-school events with supplies and clothing Community Action Agencies: Often distribute school supplies Churches and Faith Organizations: Many run supply drives School…
The Fair Housing Act protects renters and homebuyers from discrimination. Understanding your rights can help you recognize and fight illegal practices. Protected Classes Federal law prohibits housing discrimination based on: Race or color National origin Religion Sex (including gender identity and sexual orientation) Familial status (having children) Disability Disability Accommodations Landlords must provide reasonable accommodations…
Medical care should not be a luxury, but for millions of uninsured Americans, getting treatment can feel impossible. The good news is that free and low-cost health clinics exist throughout the country. Here is how to find care when you cannot afford insurance. Federally Qualified Health Centers (FQHCs) FQHCs are community health centers that receive…
A phone is essential for job searching, medical appointments, and emergencies. The Lifeline program provides free or discounted phone service to qualifying low-income households. Lifeline Program Benefits Free smartphone or basic phone Free monthly minutes and texts Data for smartphones No contracts or credit checks Who Qualifies? You may qualify if you participate in: SNAP…
Falling behind on rent can be terrifying. The good news is that emergency rental assistance programs continue to operate across the country, helping tenants stay housed. Here is what you need to know about accessing these critical funds. What Emergency Rental Assistance Covers Most emergency rental assistance programs can help with: Past-due rent payments (often…
If you are struggling to put food on the table, SNAP (Supplemental Nutrition Assistance Program) can provide critical support. Formerly known as food stamps, SNAP helps millions of Americans afford groceries each month. Here is everything you need to know about applying for SNAP benefits in 2025. Who Qualifies for SNAP? Eligibility is based on…
