When you are living paycheck to paycheck, budgeting might seem pointless. But having a budget is actually most important when money is tight – it helps you see exactly where your money goes and find places to cut back. Start With What You Know Write down your monthly income from all sources: Wages and salaries…
The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) provides vital nutrition support to pregnant women, new mothers, and young children. Here is everything you need to know. Who Can Get WIC? WIC serves specific groups: Pregnant women – Throughout pregnancy Breastfeeding women – Up to babys first birthday Postpartum women – Up…
When you need help but do not know where to start, 211 is one of the most powerful resources available. This free service connects millions of people to local assistance every year. What Is 211? 211 is a free, confidential service that connects people to local health and human services. Just like 911 is for…
When you need help putting food on the table, you have several options. Understanding the difference between food pantries and SNAP can help you get the most support. Food Pantries What they are: Local distribution sites where you can pick up free groceries. They are often run by churches, community organizations, or food banks. Pros:…
Applying for benefits can feel overwhelming, but being prepared makes the process much smoother. Here is a comprehensive guide to the documents you should bring to any benefits appointment. Identity Documents Photo ID – Drivers license, state ID, or passport for all adults Social Security cards – For everyone in your household applying Birth certificates…
The Low Income Home Energy Assistance Program (LIHEAP) helps millions of households pay their heating and cooling bills each year. Here is what you need to know to apply. What Does LIHEAP Cover? Heating bill assistance (winter) Cooling bill assistance (summer) Energy crisis intervention (disconnection prevention) Weatherization and energy-related home repairs Who Is Eligible? Eligibility…
Not having health insurance does not mean you cannot get healthcare. Here are options for accessing medical care when you are uninsured or underinsured. Federally Qualified Health Centers Community health centers serve everyone regardless of ability to pay. They offer primary care, dental, mental health, and pharmacy services on a sliding fee scale based on…
Looking for a job can be challenging, but you do not have to go it alone. Here are five free resources that can help you find employment faster. 1. American Job Centers These one-stop career centers offer comprehensive free services including job listings, resume assistance, interview practice, and connections to training programs. There are nearly…
If you are behind on rent or facing eviction, Emergency Rental Assistance (ERA) programs may be able to help. These programs have helped millions of households stay in their homes. What ERA Programs Cover Past-due rent (typically up to 12-18 months) Current and future rent payments Utility bills and arrears Other housing-related costs Who Can…
The Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, helps millions of Americans afford groceries each month. If you are struggling to put food on the table, here is everything you need to know about applying. Who Qualifies for SNAP? SNAP eligibility is based on your household size and gross monthly income. Generally,…